If you are the employer of a foreign maid in Singapore, you might want to invest in a good insurance policy for him or her. Now you may argue that hiring them as it is, is expensive. The truth is your employee needs an insurance just as anybody else. The good news is, there are tons of insurance policies for domestic workers now that offer decent coverages and do not cost too much either. So, you are more likely to find ample choices in insurance policies that come within your budget as well as offer good coverage with just a quick Internet search. Watch out for insurance FDW promotion to get great insurances at small premium rates.
What Do FDW Insurances Normally Cover?
FDW insurances are great policies
where medical coverage is concerned. They cover for a great many medical
expenses for maids, but the best part is that there are add-ons available for
the holders. You can add outpatient medical if you frequently seek such
treatments. You can also get an add-on coverage for 6 months medical
examination if you have some tests coming up and you could use some support for
that.
There are hospitalization top-ups too
that you can add to your current coverages should you need to get admitted for
anything. There is daily hospital allowance add-on for those looking to get
covered on everyday hospital expenses.
Policy Nuances
The details vary greatly between
policies. For instance, the FDW Essential is a lot cheaper than your average
basic plan, but has excellent coverage. For a 26 month premium, you get
coverage for outpatient expenses, hospitalization and surgery. Nevertheless,
the premium amount in Singaporean dollars may seem slightly steep for an
average person. So, this policy is basically recommended to those who are
looking for a high value plan with the best of medical insurance for FDW Singapore coverage for the
insured.
Aside from that, there are also the
Enhanced and Exclusive insurances for maids that you might want to check out if
money is not a constraint for you.
Insurance FDW Promotion
FDW releases promotions and offers
every few months for its insurers to grab some windfall and earn some extra
benefits. For maids there is a promotion that lets you get a 20% on your
insurance. There are also promotions where policy holders can enter contests
and win big prizes. The promotions have big jackpots for the contestants.
Sometimes, it’s a pricey sports cars, and other times there are cash prizes to
be won.
Currently they have two promotions going
on in which the prizes are extremely lucrative. For one contest, the prize is a
BMW 118i M Sport and for another, there is a jackpot of S$95, 000. You can
enter an insurance FDW promotion contest
within the stipulated time. Results are announced within a month or two.
Now that you have all the information you need about FDW insurance, let the hunt for the best maid’s insurance policy in Singapore begin.
