Recruit overseas maids in Singapore in a legal manner

 Household chores are one of the most challenging tasks to manage while doing a full-time job. This has led people to look for house staff or professional maids so that the household chores can be well taken care of even in their absence due to work commitments. People often keep them for weekends, and this act of piling up creates an untidy atmosphere and a messy look of the entire house. Moreover, the weekends get consumed up doing this, and people fall short of the fun. Maids, these days, are available who are trained and recruited by employment agencies to do such tasks. This has made the entire process a lot less tiresome.

Easy Recruitment

A few years back, there were catalogs available online from which you could see maids, their skills, and pay, and then contact the concerned agency offline. However, a recent increase in demand has led to employment agencies providing an entire recruitment package. This includes identifying prospective candidates, getting the necessary work permit, and completing other essential legal formalities to get them onboard.

Completely professional setup

The entire setup for recruitment is completely professional and looks after the demands of the customer specifically. The maids and helpers are recruited and managed quite well. The maids are well trained, examined for their skills, and then only suggested to the customers. Moreover, police verification of maids and other paperwork is handled by the agencies. There are expatriates also going to different countries where the demand is quite high. For such recruitments, a maid work permit in Singapore is a must.

Maids working around the globe

Demand for Indonesian and Malaysian maids in Singapore is high due to similar South Asian culture. Also, these countries encourage a racial mix and cultural change and make people more open to races of all kinds. These are few essential things that recruitment agencies take care themselves to provide right help staff to their clients.

Maid Work Permit Insurance Renewal

 

Four Doubts About Maid Work Permit Insurance Renewal You Should Clarify | And Hire Us For Renewal of Work Permit for Maid.

Finding a reliable agent for renewal work permits for maids gets harder online. Would not you agree with the availability of hundreds of potential service providers, choosing the trusted one is difficult? And then, there are doubts which play a major role in getting renewal from an insurance provider.

In this article, we will know some doubts which baffle employers greatly. Also, know if the reliable insurance provider meets the Ministry of Manpower’s (MOM) requirement for security bond, hospitalization, surgical expenses, and personal accident.

Will you have same-day transmission to Mom or not? Does the provider offers quick turnaround time and comprehensive coverage including worldwide cover?

When there is a service that involves a good amount of money, clearing doubts is important. Only a trusted and experienced service provider gains the trust of customers with attractive premium, promotion, and other credible highlights.

Also, hiring a domestic worker is not easy. First because of things like maid insurance. Later, you have to think about maid work permit insurance renewal. Then comes the renewal work permit for maid. The two factors are essential to say with various guidelines.

Now, the four doubts about maid work permit insurance renewal and renewal work permit for maid:

Not Sure About Minimum Coverage to Purchase?

The minimum coverage, as stated in the guidelines by MOM is $15,000 per year for inpatient care and day surgery. It also covers the minimum coverage of $40,000 of personal accident. For a safer solution, you can contact Maid Work Permit, a certified and trusted maid insurance and work permit provider for new and renewal services.

Are Insurance Costs Deductible from Maid’s Salary?

The simple answer is the big no. You cannot deduct insurance costs from your hired maid’s salary. As it is immoral and legally unacceptable yet a lot of stress on your maid. You can consult your agent for other medical insurance that’s coverage is minimum.

Is There Time-Limit For Buying Maid Insurance?

Upon your helper’s arrival in the country, you must have all insurance and personal accident cover, and other documents ready. MOM does not permit anyone to delay buying or renewing insurance for your and your helper’s benefit.

So, if you require maid work permit insurance renewal or renewal work permit for maid, contact us, and we will discuss the best solutions available.

Is Submitting Insurance Papers Essential? If Yes, Where?

The submission of medical insurance details to MOM is essential. So, you can ask an agency like us to do the job done as soon as possible. We will make the renewal process of medical insurance and work permit bearable for you.

In conclusion, if you are hiring a foreign domestic worker and require more information on new and renewal of documents, give us a call. We provide multiple plans and meet all the eligible guidelines by MOM to offer maid work permit insurance renewal and renewal work permit for maid.

 

FDW Insurance for Foreign Maids Working in Homes in Singapore

 

If you are the employer of a foreign maid in Singapore, you might want to invest in a good insurance policy for him or her. Now you may argue that hiring them as it is, is expensive. The truth is your employee needs an insurance just as anybody else. The good news is, there are tons of insurance policies for domestic workers now that offer decent coverages and do not cost too much either. So, you are more likely to find ample choices in insurance policies that come within your budget as well as offer good coverage with just a quick Internet search. Watch out for insurance FDW promotion to get great insurances at small premium rates.

What Do FDW Insurances Normally Cover?

FDW insurances are great policies where medical coverage is concerned. They cover for a great many medical expenses for maids, but the best part is that there are add-ons available for the holders. You can add outpatient medical if you frequently seek such treatments. You can also get an add-on coverage for 6 months medical examination if you have some tests coming up and you could use some support for that.

There are hospitalization top-ups too that you can add to your current coverages should you need to get admitted for anything. There is daily hospital allowance add-on for those looking to get covered on everyday hospital expenses.

Policy Nuances

The details vary greatly between policies. For instance, the FDW Essential is a lot cheaper than your average basic plan, but has excellent coverage. For a 26 month premium, you get coverage for outpatient expenses, hospitalization and surgery. Nevertheless, the premium amount in Singaporean dollars may seem slightly steep for an average person. So, this policy is basically recommended to those who are looking for a high value plan with the best of medical insurance for FDW Singapore coverage for the insured.

Aside from that, there are also the Enhanced and Exclusive insurances for maids that you might want to check out if money is not a constraint for you.

Insurance FDW Promotion

FDW releases promotions and offers every few months for its insurers to grab some windfall and earn some extra benefits. For maids there is a promotion that lets you get a 20% on your insurance. There are also promotions where policy holders can enter contests and win big prizes. The promotions have big jackpots for the contestants. Sometimes, it’s a pricey sports cars, and other times there are cash prizes to be won.

Currently they have two promotions going on in which the prizes are extremely lucrative. For one contest, the prize is a BMW 118i M Sport and for another, there is a jackpot of S$95, 000. You can enter an insurance FDW promotion contest within the stipulated time. Results are announced within a month or two.

Now that you have all the information you need about FDW insurance, let the hunt for the best maid’s insurance policy in Singapore begin.

A Quick Look at Maid Insurance Cover Covid-19

These are uncertain times and medical emergencies are rifer than they ever were. So how does one ensure safety in the domestic front? By medically insuring the members of the family. But what about those that are not family but work in your home every day, the maids, the governess, etc.? How do you ensure safety of your family in their presence? The thing that answers all those questions and remedies the situation most effectively is maid insurance cover covid-19.

Making Households Safer

With the country dialing up its safety measures a notch every week, it falls on the residents and their families to enforce health and safety at homes. But ensuring safety doesn’t have to involve barring professionals like your domestic help from home. You can still avail their services and live a normal life by buying a COVID insurance policy for your maids.

What Does a COVID Maid Insurance Cover?

You must be wondering what’s included in the COVID maid insurance policy. It offers coverage for a wide range of medical emergencies concerning Covid 19. While the coverages vary from one policy to the next, in most cases, the policy pays for the hospitalization cost which is the steepest.

Depending on the maid insurance cover covid-19 you have bought, they may also claim for select outpatient treatments, surgeries and pre and post-discharge treatments.

Where Can You Avail the Coverage?

Most maid insurance policies offer coverage at home. So, with those policies, you are eligible to claim if you are inside Singapore. There are a few policies however that offer coverage both at home and overseas. So, if your maid falls sick on a trip or on her visit back home, she’d still be able to avail the medical benefits that the concerned policy offers. 

Certain Points That You Should Keep in Mind | Maid Work Permit Renewal Singapore

You must renew your Maid Work Permit before the date of expiry. Before Maid Work Permit Renewal Singapore, you have to follow certain steps accordingly:-

Maid Work Permit Renewal Singapore

1)   Brief Look:-

a)    When to Renew Your Maid Work Permit in Singapore: -  You should receive a renewal letter 5 weeks before expiry from Memorandum of Association (MOA). When you receive a letter then you can renew a Maid Work Permit Online at Singapore. The best thing about this that you cannot go anywhere because this renewal process is online. If your maid is planning to relocate to another country or overseas just before the expiry date then you can also apply for a work permit before she leaves Singapore.

b)      Late Renewal: - When you renew your maid work permit after its expiry then you are liable to pay a fine. Overstaying and penalty are charged if it is applicable.

c)       Documents Required for Maid Work Permit Renewal Singapore:-

i)               Scanned copy of the personal particulars page of the helper’s passport (including pages that have amendments)   

ii)              MOM must have a record of your helper’s current passport and it must not have expired. You should make sure her passport is always valid when she is in Singapore.

iii)              Security bond (for non-Malaysian helper)   

iv)              Get a new security bond.

v)               The bank or insurance company must send us the new security bond details before you renew the permit.

vi)             The effective date of the security bond can be post-dated up to 1 day after the expiry date of the existing Work Permit.

vii)            If you are renewing through an employment agency, they should get you to complete the Renewal Declaration Form.

d)      Personal Accident insurance: - 

Get a new policy or extend your helper’s already existing personal accident insurance or Maid Insurance Promotion in Singapore. You can purchase the PAI from the same bank or an insurance company where you get a security bond.

e)      Medical insurance for Maid Work Permit Renewal Singapore: -    

Either get a new policy or extend your helper’s existing medical insurance. You can purchase the medical insurance from the insurance company or same bank.

f)       MOM will ask you for:

i)           The names and mobile numbers of up to 3 authorized recipients to sign for the card.

ii)          An address (home or office) where the card will be delivered.

These are the certain points that you should keep in mind always for Maid Work Permit Renewal Singapore.